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PreSwipe  /  Merchants  /  85°C Bakery Cafe

Does 85°C Bakery Cafe
code as Dining?

Know exactly how your credit card will categorize a purchase at 85°C Bakery Cafe — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5462
Category
Bakeries
Reward Category
Dining
Confirmed by
PreSwipe team
Best cards for 85°C Bakery Cafe
Hilton Honors Amex Surpass
6x pts on dining
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Gold
4x MR on dining
4x MR
Amex Green
3x MR on dining
3x MR
Chase Sapphire Reserve
3x UR on dining
3x UR
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Frequently asked questions
What MCC code does 85°C Bakery Cafe use?
85°C Bakery Cafe uses MCC 5462 — Bakeries. This is the four-digit Merchant Category Code assigned to 85°C Bakery Cafe by card networks and determines how your purchase is categorized for rewards.
Does 85°C Bakery Cafe count as bakeries for credit card rewards?
Yes — 85°C Bakery Cafe codes as Bakeries (MCC 5462), so purchases here should earn bonus rewards on cards that offer a bakeries category bonus.
Which credit card earns the most rewards at 85°C Bakery Cafe?
The best card depends on how 85°C Bakery Cafe codes. Since it uses MCC 5462 (Bakeries), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.