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Does Apple Music (see Apple)
code as Streaming?

Know exactly how your credit card will categorize a purchase at Apple Music (see Apple) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5818
Category
Digital Goods – Music / Video / Software
Reward Category
Streaming
Confirmed by
PreSwipe team
Amex Blue Cash Preferred
6% back on streaming
6% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Everyday
3% back on streaming
3% back
Chase Sapphire Preferred
3x UR on streaming
3x UR
Chase Freedom Flex
3% back on streaming
3% back

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What MCC code does Apple Music (see Apple) use?
Apple Music (see Apple) uses MCC 5818 — Digital Goods – Music / Video / Software. This is the four-digit Merchant Category Code assigned to Apple Music (see Apple) by card networks and determines how your purchase is categorized for rewards.
Does Apple Music (see Apple) count as digital goods – music / video / software for credit card rewards?
Yes — Apple Music (see Apple) codes as Digital Goods – Music / Video / Software (MCC 5818), so purchases here should earn bonus rewards on cards that offer a digital goods – music / video / software category bonus.
Which credit card earns the most rewards at Apple Music (see Apple)?
The best card depends on how Apple Music (see Apple) codes. Since it uses MCC 5818 (Digital Goods – Music / Video / Software), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.