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Does Betterment
code as Finance?

Know exactly how your credit card will categorize a purchase at Betterment — before you tap.

Codes as expected
VisaMastercard
MCC Code
6211
Category
Security Brokers / Dealers
Reward Category
Finance
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Betterment use?
Betterment uses MCC 6211 — Security Brokers / Dealers. This is the four-digit Merchant Category Code assigned to Betterment by card networks and determines how your purchase is categorized for rewards.
Does Betterment count as security brokers / dealers for credit card rewards?
Yes — Betterment codes as Security Brokers / Dealers (MCC 6211), so purchases here should earn bonus rewards on cards that offer a security brokers / dealers category bonus.
Which credit card earns the most rewards at Betterment?
The best card depends on how Betterment codes. Since it uses MCC 6211 (Security Brokers / Dealers), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.