MCC Code
5331
Category
Variety Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Big Lots is known for furniture and home goods but codes as a variety store; home improvement or furniture bonus categories typically do not apply
Best cards for Big Lots
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does Big Lots use?
Big Lots uses MCC 5331 — Variety Stores. This is the four-digit Merchant Category Code assigned to Big Lots by card networks and determines how your purchase is categorized for rewards.
Does Big Lots count as variety stores for credit card rewards?
Big Lots does not code as you might expect. It uses MCC 5331 (Variety Stores), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Big Lots?
The best card depends on how Big Lots codes. Since it uses MCC 5331 (Variety Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.