MCC Code
5541
Category
Service Stations (with or without Ancillary Services)
Reward Category
Gas
Confirmed by
PreSwipe team
BJ's fuel stations code as 5541; users may expect warehouse/retail category
Best cards for BJ's Wholesale Gas Station
Hilton Honors Amex Surpass
6x pts on U.S. gas stations
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Costco Anywhere Visa
4% back on gas stations
4% back
Amex Blue Cash Preferred
3% back on U.S. gas stations
3% back
Amex Blue Cash Everyday
3% back on U.S. gas stations
3% back
Similar merchants
Search any merchant
PreSwipe has 2,000+ merchants in our database. Know before you tap.
Search PreSwipe →Frequently asked questions
What MCC code does BJ's Wholesale Gas Station use?
BJ's Wholesale Gas Station uses MCC 5541 — Service Stations (with or without Ancillary Services). This is the four-digit Merchant Category Code assigned to BJ's Wholesale Gas Station by card networks and determines how your purchase is categorized for rewards.
Does BJ's Wholesale Gas Station count as service stations (with or without ancillary services) for credit card rewards?
BJ's Wholesale Gas Station does not code as you might expect. It uses MCC 5541 (Service Stations (with or without Ancillary Services)), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at BJ's Wholesale Gas Station?
The best card depends on how BJ's Wholesale Gas Station codes. Since it uses MCC 5541 (Service Stations (with or without Ancillary Services)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.