MCC Code
8099
Category
Health Practitioners (Not Elsewhere Classified)
Reward Category
Healthcare
Confirmed by
PreSwipe team
Healthcare financing/payment card payments processed through providers; the underlying MCC is set by the provider, not CareCredit itself — end transaction MCC varies widely
Best cards for CareCredit (Synchrony Health)
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does CareCredit (Synchrony Health) use?
CareCredit (Synchrony Health) uses MCC 8099 — Health Practitioners (Not Elsewhere Classified). This is the four-digit Merchant Category Code assigned to CareCredit (Synchrony Health) by card networks and determines how your purchase is categorized for rewards.
Does CareCredit (Synchrony Health) count as health practitioners (not elsewhere classified) for credit card rewards?
CareCredit (Synchrony Health) does not code as you might expect. It uses MCC 8099 (Health Practitioners (Not Elsewhere Classified)), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at CareCredit (Synchrony Health)?
The best card depends on how CareCredit (Synchrony Health) codes. Since it uses MCC 8099 (Health Practitioners (Not Elsewhere Classified)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.