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Does Cheddar's Scratch Kitchen
code as Dining?

Know exactly how your credit card will categorize a purchase at Cheddar's Scratch Kitchen — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5812
Category
Eating Places / Restaurants
Reward Category
Dining
Confirmed by
PreSwipe team
Best cards for Cheddar's Scratch Kitchen
Hilton Honors Amex Surpass
6x pts on dining
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Gold
4x MR on dining
4x MR
Amex Green
3x MR on dining
3x MR
Chase Sapphire Reserve
3x UR on dining
3x UR
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Frequently asked questions
What MCC code does Cheddar's Scratch Kitchen use?
Cheddar's Scratch Kitchen uses MCC 5812 — Eating Places / Restaurants. This is the four-digit Merchant Category Code assigned to Cheddar's Scratch Kitchen by card networks and determines how your purchase is categorized for rewards.
Does Cheddar's Scratch Kitchen count as eating places / restaurants for credit card rewards?
Yes — Cheddar's Scratch Kitchen codes as Eating Places / Restaurants (MCC 5812), so purchases here should earn bonus rewards on cards that offer a eating places / restaurants category bonus.
Which credit card earns the most rewards at Cheddar's Scratch Kitchen?
The best card depends on how Cheddar's Scratch Kitchen codes. Since it uses MCC 5812 (Eating Places / Restaurants), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.