Search merchants
PreSwipe  /  Merchants  /  Chime (fintech)

Does Chime (fintech)
code as Finance?

Know exactly how your credit card will categorize a purchase at Chime (fintech) — before you tap.

Codes as expected
VisaMastercard
MCC Code
6012
Category
Financial Institutions – Merchandise and Services
Reward Category
Finance
Confirmed by
PreSwipe team
Best cards for Chime (fintech)
Citi Double Cash
2% back on all purchases
2% back
Similar merchants
Afterpay (BNPL)
Finance · MCC 6012
Expected
Affirm (BNPL)
Finance · MCC 6012
Expected
Klarna (BNPL)
Finance · MCC 6012
Expected
Sezzle (BNPL)
Finance · MCC 6012
Expected

Search any merchant

PreSwipe has 2,000+ merchants in our database. Know before you tap.

Search PreSwipe →
Frequently asked questions
What MCC code does Chime (fintech) use?
Chime (fintech) uses MCC 6012 — Financial Institutions – Merchandise and Services. This is the four-digit Merchant Category Code assigned to Chime (fintech) by card networks and determines how your purchase is categorized for rewards.
Does Chime (fintech) count as financial institutions – merchandise and services for credit card rewards?
Yes — Chime (fintech) codes as Financial Institutions – Merchandise and Services (MCC 6012), so purchases here should earn bonus rewards on cards that offer a financial institutions – merchandise and services category bonus.
Which credit card earns the most rewards at Chime (fintech)?
The best card depends on how Chime (fintech) codes. Since it uses MCC 6012 (Financial Institutions – Merchandise and Services), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.