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PreSwipe  /  Merchants  /  Factor

Does Factor
code as Grocery?

Know exactly how your credit card will categorize a purchase at Factor — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5411
Category
Grocery Stores / Supermarkets
Reward Category
Grocery
Confirmed by
PreSwipe team
Best cards for Factor
Amex Blue Cash Preferred
6% back on U.S. supermarkets
6% back
Hilton Honors Amex Surpass
6x pts on U.S. supermarkets
6x pts
Chase Freedom Flex
5% back on grocery
5% back
Chase Freedom Unlimited
5% back on grocery
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Similar merchants
Turnip Truck Natural Market
Grocery · MCC 5411
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Grocery · MCC 5411
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Publix (Nashville locations)
Grocery · MCC 5411
Expected

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Frequently asked questions
What MCC code does Factor use?
Factor uses MCC 5411 — Grocery Stores / Supermarkets. This is the four-digit Merchant Category Code assigned to Factor by card networks and determines how your purchase is categorized for rewards.
Does Factor count as grocery stores / supermarkets for credit card rewards?
Yes — Factor codes as Grocery Stores / Supermarkets (MCC 5411), so purchases here should earn bonus rewards on cards that offer a grocery stores / supermarkets category bonus.
Which credit card earns the most rewards at Factor?
The best card depends on how Factor codes. Since it uses MCC 5411 (Grocery Stores / Supermarkets), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.