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Does Floor & Decor
code as Home Improvement?

Know exactly how your credit card will categorize a purchase at Floor & Decor — before you tap.

Codes unexpectedly
VisaMastercardAmexDiscover
MCC Code
5713
Category
Floor Covering Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Shoppers assume this is home improvement but it codes as floor covering stores; some home improvement category bonuses may not include MCC 5713
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Floor & Decor use?
Floor & Decor uses MCC 5713 — Floor Covering Stores. This is the four-digit Merchant Category Code assigned to Floor & Decor by card networks and determines how your purchase is categorized for rewards.
Does Floor & Decor count as floor covering stores for credit card rewards?
Floor & Decor does not code as you might expect. It uses MCC 5713 (Floor Covering Stores), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Floor & Decor?
The best card depends on how Floor & Decor codes. Since it uses MCC 5713 (Floor Covering Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.