MCC Code
4111
Category
Local and Suburban Commuter Passenger Transportation
Reward Category
Transit
Confirmed by
PreSwipe team
The state-operated Galveston Ferry codes as local commuter transit (4111) rather than a cruise or travel merchant. Transit category cards benefit; dedicated travel cards may not count it.
Best cards for Galveston-Houston Ferry (TxDOT)
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Chase Sapphire Reserve
3x UR on travel
3x UR
Chase Freedom Flex
3% back on transit
3% back
Wells Fargo Autograph
3x pts on travel
3x pts
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Search PreSwipe →Frequently asked questions
What MCC code does Galveston-Houston Ferry (TxDOT) use?
Galveston-Houston Ferry (TxDOT) uses MCC 4111 — Local and Suburban Commuter Passenger Transportation. This is the four-digit Merchant Category Code assigned to Galveston-Houston Ferry (TxDOT) by card networks and determines how your purchase is categorized for rewards.
Does Galveston-Houston Ferry (TxDOT) count as local and suburban commuter passenger transportation for credit card rewards?
Galveston-Houston Ferry (TxDOT) does not code as you might expect. It uses MCC 4111 (Local and Suburban Commuter Passenger Transportation), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Galveston-Houston Ferry (TxDOT)?
The best card depends on how Galveston-Houston Ferry (TxDOT) codes. Since it uses MCC 4111 (Local and Suburban Commuter Passenger Transportation), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.