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Does Gap
code as Retail?

Know exactly how your credit card will categorize a purchase at Gap — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5651
Category
Family Clothing Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Gap use?
Gap uses MCC 5651 — Family Clothing Stores. This is the four-digit Merchant Category Code assigned to Gap by card networks and determines how your purchase is categorized for rewards.
Does Gap count as family clothing stores for credit card rewards?
Yes — Gap codes as Family Clothing Stores (MCC 5651), so purchases here should earn bonus rewards on cards that offer a family clothing stores category bonus.
Which credit card earns the most rewards at Gap?
The best card depends on how Gap codes. Since it uses MCC 5651 (Family Clothing Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.