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Does Google Photos (storage via Google One)
code as Streaming?

Know exactly how your credit card will categorize a purchase at Google Photos (storage via Google One) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5968
Category
Direct Marketing – Continuity / Subscription
Reward Category
Streaming
Confirmed by
PreSwipe team
Amex Blue Cash Preferred
6% back on streaming
6% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Everyday
3% back on streaming
3% back
Chase Sapphire Preferred
3x UR on streaming
3x UR
Chase Freedom Flex
3% back on streaming
3% back

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What MCC code does Google Photos (storage via Google One) use?
Google Photos (storage via Google One) uses MCC 5968 — Direct Marketing – Continuity / Subscription. This is the four-digit Merchant Category Code assigned to Google Photos (storage via Google One) by card networks and determines how your purchase is categorized for rewards.
Does Google Photos (storage via Google One) count as direct marketing – continuity / subscription for credit card rewards?
Yes — Google Photos (storage via Google One) codes as Direct Marketing – Continuity / Subscription (MCC 5968), so purchases here should earn bonus rewards on cards that offer a direct marketing – continuity / subscription category bonus.
Which credit card earns the most rewards at Google Photos (storage via Google One)?
The best card depends on how Google Photos (storage via Google One) codes. Since it uses MCC 5968 (Direct Marketing – Continuity / Subscription), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.