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PreSwipe  /  Merchants  /  H&M

Does H&M
code as Retail?

Know exactly how your credit card will categorize a purchase at H&M — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5691
Category
Men's and Women's Clothing Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for H&M
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does H&M use?
H&M uses MCC 5691 — Men's and Women's Clothing Stores. This is the four-digit Merchant Category Code assigned to H&M by card networks and determines how your purchase is categorized for rewards.
Does H&M count as men's and women's clothing stores for credit card rewards?
Yes — H&M codes as Men's and Women's Clothing Stores (MCC 5691), so purchases here should earn bonus rewards on cards that offer a men's and women's clothing stores category bonus.
Which credit card earns the most rewards at H&M?
The best card depends on how H&M codes. Since it uses MCC 5691 (Men's and Women's Clothing Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.