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PreSwipe  /  Merchants  /  Harbor Freight (online)

Does Harbor Freight (online)
code as Home Improvement?

Know exactly how your credit card will categorize a purchase at Harbor Freight (online) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5251
Category
Hardware Stores
Reward Category
Home Improvement
Confirmed by
PreSwipe team
Best cards for Harbor Freight (online)
Citi Double Cash
2% back on all purchases
2% back
Similar merchants
Bosch (tools)
Home Improvement · MCC 5251
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Fastenal
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Expected
Menards
Retail · MCC 5251
Unexpected

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Frequently asked questions
What MCC code does Harbor Freight (online) use?
Harbor Freight (online) uses MCC 5251 — Hardware Stores. This is the four-digit Merchant Category Code assigned to Harbor Freight (online) by card networks and determines how your purchase is categorized for rewards.
Does Harbor Freight (online) count as hardware stores for credit card rewards?
Yes — Harbor Freight (online) codes as Hardware Stores (MCC 5251), so purchases here should earn bonus rewards on cards that offer a hardware stores category bonus.
Which credit card earns the most rewards at Harbor Freight (online)?
The best card depends on how Harbor Freight (online) codes. Since it uses MCC 5251 (Hardware Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.