MCC Code
5699
Category
Misc. Apparel / Accessory Shops
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for Kate Spade
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does Kate Spade use?
Kate Spade uses MCC 5699 — Misc. Apparel / Accessory Shops. This is the four-digit Merchant Category Code assigned to Kate Spade by card networks and determines how your purchase is categorized for rewards.
Does Kate Spade count as misc. apparel / accessory shops for credit card rewards?
Yes — Kate Spade codes as Misc. Apparel / Accessory Shops (MCC 5699), so purchases here should earn bonus rewards on cards that offer a misc. apparel / accessory shops category bonus.
Which credit card earns the most rewards at Kate Spade?
The best card depends on how Kate Spade codes. Since it uses MCC 5699 (Misc. Apparel / Accessory Shops), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.