MCC Code
5541
Category
Service Stations (with or without Ancillary Services)
Reward Category
Gas
Confirmed by
PreSwipe team
Kroger grocery stores code as 5411 Grocery, but Kroger Fuel Centers code as 5541 Gas Stations. Users expecting grocery bonuses at Kroger fuel centers are surprised — they earn gas rewards instead, which may be higher or lower depending on the card.
Best cards for Kroger Fuel Center
Hilton Honors Amex Surpass
6x pts on U.S. gas stations
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Costco Anywhere Visa
4% back on gas stations
4% back
Amex Blue Cash Preferred
3% back on U.S. gas stations
3% back
Amex Blue Cash Everyday
3% back on U.S. gas stations
3% back
Similar merchants
Search any merchant
PreSwipe has 2,000+ merchants in our database. Know before you tap.
Search PreSwipe →Frequently asked questions
What MCC code does Kroger Fuel Center use?
Kroger Fuel Center uses MCC 5541 — Service Stations (with or without Ancillary Services). This is the four-digit Merchant Category Code assigned to Kroger Fuel Center by card networks and determines how your purchase is categorized for rewards.
Does Kroger Fuel Center count as service stations (with or without ancillary services) for credit card rewards?
Kroger Fuel Center does not code as you might expect. It uses MCC 5541 (Service Stations (with or without Ancillary Services)), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Kroger Fuel Center?
The best card depends on how Kroger Fuel Center codes. Since it uses MCC 5541 (Service Stations (with or without Ancillary Services)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.