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Does Long Island Rail Road (LIRR)
code as Transit?

Know exactly how your credit card will categorize a purchase at Long Island Rail Road (LIRR) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
4112
Category
Passenger Railways
Reward Category
Transit
Confirmed by
PreSwipe team
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Preferred
3% back on transit
3% back
Amex Green
3x MR on travel & transit
3x MR
Chase Sapphire Reserve
3x UR on travel
3x UR

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What MCC code does Long Island Rail Road (LIRR) use?
Long Island Rail Road (LIRR) uses MCC 4112 — Passenger Railways. This is the four-digit Merchant Category Code assigned to Long Island Rail Road (LIRR) by card networks and determines how your purchase is categorized for rewards.
Does Long Island Rail Road (LIRR) count as passenger railways for credit card rewards?
Yes — Long Island Rail Road (LIRR) codes as Passenger Railways (MCC 4112), so purchases here should earn bonus rewards on cards that offer a passenger railways category bonus.
Which credit card earns the most rewards at Long Island Rail Road (LIRR)?
The best card depends on how Long Island Rail Road (LIRR) codes. Since it uses MCC 4112 (Passenger Railways), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.