MCC Code
5211
Category
Lumber and Building Materials
Reward Category
Home & Furniture
Confirmed by
PreSwipe team
Best cards for Lowes
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does Lowes use?
Lowes uses MCC 5211 — Lumber and Building Materials. This is the four-digit Merchant Category Code assigned to Lowes by card networks and determines how your purchase is categorized for rewards.
Does Lowes count as lumber and building materials for credit card rewards?
Yes — Lowes codes as Lumber and Building Materials (MCC 5211), so purchases here should earn bonus rewards on cards that offer a lumber and building materials category bonus.
Which credit card earns the most rewards at Lowes?
The best card depends on how Lowes codes. Since it uses MCC 5211 (Lumber and Building Materials), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.