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PreSwipe  /  Merchants  /  Microsoft 365 (subscription)

Does Microsoft 365 (subscription)
code as Electronics?

Know exactly how your credit card will categorize a purchase at Microsoft 365 (subscription) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5045
Category
Computers / Computer Peripherals
Reward Category
Electronics
Confirmed by
PreSwipe team
Best cards for Microsoft 365 (subscription)
Amazon Prime Rewards Visa
5% back on Amazon & Whole Foods
5% back
Citi Double Cash
2% back on all purchases
2% back
Similar merchants
Apple App Store
Electronics · MCC 5045
Unexpected
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Adobe Creative Cloud
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Razer (direct)
Electronics · MCC 5045
Expected

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Frequently asked questions
What MCC code does Microsoft 365 (subscription) use?
Microsoft 365 (subscription) uses MCC 5045 — Computers / Computer Peripherals. This is the four-digit Merchant Category Code assigned to Microsoft 365 (subscription) by card networks and determines how your purchase is categorized for rewards.
Does Microsoft 365 (subscription) count as computers / computer peripherals for credit card rewards?
Yes — Microsoft 365 (subscription) codes as Computers / Computer Peripherals (MCC 5045), so purchases here should earn bonus rewards on cards that offer a computers / computer peripherals category bonus.
Which credit card earns the most rewards at Microsoft 365 (subscription)?
The best card depends on how Microsoft 365 (subscription) codes. Since it uses MCC 5045 (Computers / Computer Peripherals), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.