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Does Microsoft Store
code as Electronics?

Know exactly how your credit card will categorize a purchase at Microsoft Store — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5732
Category
Electronics Stores
Reward Category
Electronics
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does Microsoft Store use?
Microsoft Store uses MCC 5732 — Electronics Stores. This is the four-digit Merchant Category Code assigned to Microsoft Store by card networks and determines how your purchase is categorized for rewards.
Does Microsoft Store count as electronics stores for credit card rewards?
Yes — Microsoft Store codes as Electronics Stores (MCC 5732), so purchases here should earn bonus rewards on cards that offer a electronics stores category bonus.
Which credit card earns the most rewards at Microsoft Store?
The best card depends on how Microsoft Store codes. Since it uses MCC 5732 (Electronics Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.