MCC Code
5541
Category
Service Stations
Reward Category
Gas
Confirmed by
PreSwipe team
Best cards for Murphy USA
Hilton Honors Amex Surpass
6x pts on U.S. gas stations
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Costco Anywhere Visa
4% back on gas stations
4% back
Amex Blue Cash Preferred
3% back on U.S. gas stations
3% back
Amex Blue Cash Everyday
3% back on U.S. gas stations
3% back
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Search PreSwipe →Frequently asked questions
What MCC code does Murphy USA use?
Murphy USA uses MCC 5541 — Service Stations. This is the four-digit Merchant Category Code assigned to Murphy USA by card networks and determines how your purchase is categorized for rewards.
Does Murphy USA count as service stations for credit card rewards?
Yes — Murphy USA codes as Service Stations (MCC 5541), so purchases here should earn bonus rewards on cards that offer a service stations category bonus.
Which credit card earns the most rewards at Murphy USA?
The best card depends on how Murphy USA codes. Since it uses MCC 5541 (Service Stations), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.