MCC Code
7523
Category
Automobile Parking Lots / Garages
Reward Category
Transit
Confirmed by
PreSwipe team
Best cards for PayByPhone (parking)
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does PayByPhone (parking) use?
PayByPhone (parking) uses MCC 7523 — Automobile Parking Lots / Garages. This is the four-digit Merchant Category Code assigned to PayByPhone (parking) by card networks and determines how your purchase is categorized for rewards.
Does PayByPhone (parking) count as automobile parking lots / garages for credit card rewards?
Yes — PayByPhone (parking) codes as Automobile Parking Lots / Garages (MCC 7523), so purchases here should earn bonus rewards on cards that offer a automobile parking lots / garages category bonus.
Which credit card earns the most rewards at PayByPhone (parking)?
The best card depends on how PayByPhone (parking) codes. Since it uses MCC 7523 (Automobile Parking Lots / Garages), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.