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Does PayPal (merchant payment)
code as Online Shopping?

Know exactly how your credit card will categorize a purchase at PayPal (merchant payment) — before you tap.

Codes unexpectedly
VisaMastercardAmexDiscover
MCC Code
5999
Category
Miscellaneous General Merchandise
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for PayPal (merchant payment)
Amazon Prime Rewards Visa
5% back on Amazon & Whole Foods
5% back
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does PayPal (merchant payment) use?
PayPal (merchant payment) uses MCC 5999 — Miscellaneous General Merchandise. This is the four-digit Merchant Category Code assigned to PayPal (merchant payment) by card networks and determines how your purchase is categorized for rewards.
Does PayPal (merchant payment) count as miscellaneous general merchandise for credit card rewards?
PayPal (merchant payment) does not code as you might expect. It uses MCC 5999 (Miscellaneous General Merchandise), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at PayPal (merchant payment)?
The best card depends on how PayPal (merchant payment) codes. Since it uses MCC 5999 (Miscellaneous General Merchandise), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.