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Does Peloton (hardware purchase)
code as Fitness Equipment or Sports Goods?

Know exactly how your credit card will categorize a purchase at Peloton (hardware purchase) — before you tap.

Codes unexpectedly
VisaMastercardAmexDiscover
MCC Code
5945
Category
Hobby, Toy, and Game Shops
Reward Category
Retail
Confirmed by
PreSwipe team
Peloton bike and equipment purchases have been reported to code as 5945 Hobby Toy and Game Shops rather than sporting goods or fitness equipment. Fitness or health bonuses do not apply, and users miss out on expected retail or sporting goods bonuses.
Best cards for Peloton (hardware purchase)
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amazon Prime Rewards Visa
5% back on Amazon & Whole Foods
5% back
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Peloton (hardware purchase) use?
Peloton (hardware purchase) uses MCC 5945 — Hobby, Toy, and Game Shops. This is the four-digit Merchant Category Code assigned to Peloton (hardware purchase) by card networks and determines how your purchase is categorized for rewards.
Does Peloton (hardware purchase) count as hobby, toy, and game shops for credit card rewards?
Peloton (hardware purchase) does not code as you might expect. It uses MCC 5945 (Hobby, Toy, and Game Shops), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Peloton (hardware purchase)?
The best card depends on how Peloton (hardware purchase) codes. Since it uses MCC 5945 (Hobby, Toy, and Game Shops), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.