MCC Code
5541
Category
Service Stations (with or without Ancillary Services)
Reward Category
Gas
Confirmed by
PreSwipe team
Truck stop/travel center; fuel codes 5541 but the large store and restaurant may cause users to expect travel or dining rewards
Best cards for Pilot Flying J
Hilton Honors Amex Surpass
6x pts on U.S. gas stations
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Costco Anywhere Visa
4% back on gas stations
4% back
Amex Blue Cash Preferred
3% back on U.S. gas stations
3% back
Amex Blue Cash Everyday
3% back on U.S. gas stations
3% back
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Search PreSwipe →Frequently asked questions
What MCC code does Pilot Flying J use?
Pilot Flying J uses MCC 5541 — Service Stations (with or without Ancillary Services). This is the four-digit Merchant Category Code assigned to Pilot Flying J by card networks and determines how your purchase is categorized for rewards.
Does Pilot Flying J count as service stations (with or without ancillary services) for credit card rewards?
Pilot Flying J does not code as you might expect. It uses MCC 5541 (Service Stations (with or without Ancillary Services)), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Pilot Flying J?
The best card depends on how Pilot Flying J codes. Since it uses MCC 5541 (Service Stations (with or without Ancillary Services)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.