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PreSwipe  /  Merchants  /  Royal Caribbean

Does Royal Caribbean
code as Travel?

Know exactly how your credit card will categorize a purchase at Royal Caribbean — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
4411
Category
Cruise Lines
Reward Category
Travel
Confirmed by
PreSwipe team
Best cards for Royal Caribbean
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Amex Green
3x MR on travel & transit
3x MR
Chase Sapphire Reserve
3x UR on travel
3x UR
Wells Fargo Autograph
3x pts on travel
3x pts
US Bank Altitude Reserve
3x pts on travel
3x pts
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Frequently asked questions
What MCC code does Royal Caribbean use?
Royal Caribbean uses MCC 4411 — Cruise Lines. This is the four-digit Merchant Category Code assigned to Royal Caribbean by card networks and determines how your purchase is categorized for rewards.
Does Royal Caribbean count as cruise lines for credit card rewards?
Yes — Royal Caribbean codes as Cruise Lines (MCC 4411), so purchases here should earn bonus rewards on cards that offer a cruise lines category bonus.
Which credit card earns the most rewards at Royal Caribbean?
The best card depends on how Royal Caribbean codes. Since it uses MCC 4411 (Cruise Lines), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.