MCC Code
5300
Category
Wholesale Clubs
Reward Category
Retail
Confirmed by
PreSwipe team
Codes as wholesale not grocery. Grocery bonuses do not apply.
Best cards for Sams Club
Citi Double Cash
2% back on all purchases
2% back
BofA Customized Cash
2% back on grocery & wholesale
2% back
Costco Anywhere Visa
2% back on Costco purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does Sams Club use?
Sams Club uses MCC 5300 — Wholesale Clubs. This is the four-digit Merchant Category Code assigned to Sams Club by card networks and determines how your purchase is categorized for rewards.
Does Sams Club count as wholesale clubs for credit card rewards?
Sams Club does not code as you might expect. It uses MCC 5300 (Wholesale Clubs), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Sams Club?
The best card depends on how Sams Club codes. Since it uses MCC 5300 (Wholesale Clubs), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.