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Does Satellite Radio – SiriusXM (in-car)
code as Streaming?

Know exactly how your credit card will categorize a purchase at Satellite Radio – SiriusXM (in-car) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
4899
Category
Cable / Satellite / Other Pay TV
Reward Category
Streaming
Confirmed by
PreSwipe team
Amex Blue Cash Preferred
6% back on streaming
6% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Everyday
3% back on streaming
3% back
Chase Sapphire Preferred
3x UR on streaming
3x UR
Chase Freedom Flex
3% back on streaming
3% back

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What MCC code does Satellite Radio – SiriusXM (in-car) use?
Satellite Radio – SiriusXM (in-car) uses MCC 4899 — Cable / Satellite / Other Pay TV. This is the four-digit Merchant Category Code assigned to Satellite Radio – SiriusXM (in-car) by card networks and determines how your purchase is categorized for rewards.
Does Satellite Radio – SiriusXM (in-car) count as cable / satellite / other pay tv for credit card rewards?
Yes — Satellite Radio – SiriusXM (in-car) codes as Cable / Satellite / Other Pay TV (MCC 4899), so purchases here should earn bonus rewards on cards that offer a cable / satellite / other pay tv category bonus.
Which credit card earns the most rewards at Satellite Radio – SiriusXM (in-car)?
The best card depends on how Satellite Radio – SiriusXM (in-car) codes. Since it uses MCC 4899 (Cable / Satellite / Other Pay TV), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.