MCC Code
5921
Category
Package Stores (Beer, Wine, Liquor)
Reward Category
Retail
Confirmed by
PreSwipe team
Spec's is a Houston institution stocking groceries and specialty foods, but its primary classification is a package liquor store (5921). Grocery reward earners are often disappointed.
Best cards for Spec's Wines, Spirits & Finer Foods
Citi Double Cash
2% back on all purchases
2% back
Similar merchants
Search any merchant
PreSwipe has 2,000+ merchants in our database. Know before you tap.
Search PreSwipe →Frequently asked questions
What MCC code does Spec's Wines, Spirits & Finer Foods use?
Spec's Wines, Spirits & Finer Foods uses MCC 5921 — Package Stores (Beer, Wine, Liquor). This is the four-digit Merchant Category Code assigned to Spec's Wines, Spirits & Finer Foods by card networks and determines how your purchase is categorized for rewards.
Does Spec's Wines, Spirits & Finer Foods count as package stores (beer, wine, liquor) for credit card rewards?
Spec's Wines, Spirits & Finer Foods does not code as you might expect. It uses MCC 5921 (Package Stores (Beer, Wine, Liquor)), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Spec's Wines, Spirits & Finer Foods?
The best card depends on how Spec's Wines, Spirits & Finer Foods codes. Since it uses MCC 5921 (Package Stores (Beer, Wine, Liquor)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.