MCC Code
5541
Category
Service Stations (with or without Ancillary Services)
Reward Category
Gas
Confirmed by
PreSwipe team
Best cards for Speedway
Hilton Honors Amex Surpass
6x pts on U.S. gas stations
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Costco Anywhere Visa
4% back on gas stations
4% back
Amex Blue Cash Preferred
3% back on U.S. gas stations
3% back
Amex Blue Cash Everyday
3% back on U.S. gas stations
3% back
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Search PreSwipe →Frequently asked questions
What MCC code does Speedway use?
Speedway uses MCC 5541 — Service Stations (with or without Ancillary Services). This is the four-digit Merchant Category Code assigned to Speedway by card networks and determines how your purchase is categorized for rewards.
Does Speedway count as service stations (with or without ancillary services) for credit card rewards?
Yes — Speedway codes as Service Stations (with or without Ancillary Services) (MCC 5541), so purchases here should earn bonus rewards on cards that offer a service stations (with or without ancillary services) category bonus.
Which credit card earns the most rewards at Speedway?
The best card depends on how Speedway codes. Since it uses MCC 5541 (Service Stations (with or without Ancillary Services)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.