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Does Spencers Gifts
code as Retail?

Know exactly how your credit card will categorize a purchase at Spencers Gifts — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5947
Category
Gift / Card / Novelty Shops
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for Spencers Gifts
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Spencers Gifts use?
Spencers Gifts uses MCC 5947 — Gift / Card / Novelty Shops. This is the four-digit Merchant Category Code assigned to Spencers Gifts by card networks and determines how your purchase is categorized for rewards.
Does Spencers Gifts count as gift / card / novelty shops for credit card rewards?
Yes — Spencers Gifts codes as Gift / Card / Novelty Shops (MCC 5947), so purchases here should earn bonus rewards on cards that offer a gift / card / novelty shops category bonus.
Which credit card earns the most rewards at Spencers Gifts?
The best card depends on how Spencers Gifts codes. Since it uses MCC 5947 (Gift / Card / Novelty Shops), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.