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Does Staten Island Ferry
code as Transit?

Know exactly how your credit card will categorize a purchase at Staten Island Ferry — before you tap.

Codes unexpectedly
VisaMastercardAmexDiscover
MCC Code
4411
Category
Steamship and Cruise Lines
Reward Category
Travel
Confirmed by
PreSwipe team
Free ferry but gift shop or food purchases on board may code under ferry/steamship MCC; not a typical transit code
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Amex Green
3x MR on travel & transit
3x MR
Chase Sapphire Reserve
3x UR on travel
3x UR
Wells Fargo Autograph
3x pts on travel
3x pts
US Bank Altitude Reserve
3x pts on travel
3x pts

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What MCC code does Staten Island Ferry use?
Staten Island Ferry uses MCC 4411 — Steamship and Cruise Lines. This is the four-digit Merchant Category Code assigned to Staten Island Ferry by card networks and determines how your purchase is categorized for rewards.
Does Staten Island Ferry count as steamship and cruise lines for credit card rewards?
Staten Island Ferry does not code as you might expect. It uses MCC 4411 (Steamship and Cruise Lines), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Staten Island Ferry?
The best card depends on how Staten Island Ferry codes. Since it uses MCC 4411 (Steamship and Cruise Lines), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.