MCC Code
5411
Category
Grocery Stores
Reward Category
Grocery
Confirmed by
PreSwipe team
Most Targets code as grocery 5411 but some code as 5331 variety stores. Amex Gold 4x not guaranteed.
Best cards for Target
Amex Blue Cash Preferred
6% back on U.S. supermarkets
6% back
Hilton Honors Amex Surpass
6x pts on U.S. supermarkets
6x pts
Chase Freedom Flex
5% back on grocery
5% back
Chase Freedom Unlimited
5% back on grocery
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
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Search PreSwipe →Frequently asked questions
What MCC code does Target use?
Target uses MCC 5411 — Grocery Stores. This is the four-digit Merchant Category Code assigned to Target by card networks and determines how your purchase is categorized for rewards.
Does Target count as grocery stores for credit card rewards?
Target does not code as you might expect. It uses MCC 5411 (Grocery Stores), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Target?
The best card depends on how Target codes. Since it uses MCC 5411 (Grocery Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.