MCC Code
5310
Category
Discount Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for Target.com
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does Target.com use?
Target.com uses MCC 5310 — Discount Stores. This is the four-digit Merchant Category Code assigned to Target.com by card networks and determines how your purchase is categorized for rewards.
Does Target.com count as discount stores for credit card rewards?
Target.com does not code as you might expect. It uses MCC 5310 (Discount Stores), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Target.com?
The best card depends on how Target.com codes. Since it uses MCC 5310 (Discount Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.