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Does Togo's
code as Dining?

Know exactly how your credit card will categorize a purchase at Togo's — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5814
Category
Eating Places / Restaurants
Reward Category
Dining
Confirmed by
PreSwipe team
Hilton Honors Amex Surpass
6x pts on dining
6x pts
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Gold
4x MR on dining
4x MR
Amex Green
3x MR on dining
3x MR
Chase Sapphire Reserve
3x UR on dining
3x UR

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What MCC code does Togo's use?
Togo's uses MCC 5814 — Eating Places / Restaurants. This is the four-digit Merchant Category Code assigned to Togo's by card networks and determines how your purchase is categorized for rewards.
Does Togo's count as eating places / restaurants for credit card rewards?
Yes — Togo's codes as Eating Places / Restaurants (MCC 5814), so purchases here should earn bonus rewards on cards that offer a eating places / restaurants category bonus.
Which credit card earns the most rewards at Togo's?
The best card depends on how Togo's codes. Since it uses MCC 5814 (Eating Places / Restaurants), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.