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PreSwipe  /  Merchants  /  Trader Joe's (NYC locations)

Does Trader Joe's (NYC locations)
code as Grocery?

Know exactly how your credit card will categorize a purchase at Trader Joe's (NYC locations) — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5411
Category
Grocery Stores, Supermarkets
Reward Category
Grocery
Confirmed by
PreSwipe team
Best cards for Trader Joe's (NYC locations)
Amex Blue Cash Preferred
6% back on U.S. supermarkets
6% back
Hilton Honors Amex Surpass
6x pts on U.S. supermarkets
6x pts
Chase Freedom Flex
5% back on grocery
5% back
Chase Freedom Unlimited
5% back on grocery
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
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Frequently asked questions
What MCC code does Trader Joe's (NYC locations) use?
Trader Joe's (NYC locations) uses MCC 5411 — Grocery Stores, Supermarkets. This is the four-digit Merchant Category Code assigned to Trader Joe's (NYC locations) by card networks and determines how your purchase is categorized for rewards.
Does Trader Joe's (NYC locations) count as grocery stores, supermarkets for credit card rewards?
Yes — Trader Joe's (NYC locations) codes as Grocery Stores, Supermarkets (MCC 5411), so purchases here should earn bonus rewards on cards that offer a grocery stores, supermarkets category bonus.
Which credit card earns the most rewards at Trader Joe's (NYC locations)?
The best card depends on how Trader Joe's (NYC locations) codes. Since it uses MCC 5411 (Grocery Stores, Supermarkets), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.