Search merchants

Does Urban Decay
code as Retail?

Know exactly how your credit card will categorize a purchase at Urban Decay — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5977
Category
Cosmetic Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

Search any merchant

PreSwipe has 2,000+ merchants in our database. Know before you tap.

Search PreSwipe →
What MCC code does Urban Decay use?
Urban Decay uses MCC 5977 — Cosmetic Stores. This is the four-digit Merchant Category Code assigned to Urban Decay by card networks and determines how your purchase is categorized for rewards.
Does Urban Decay count as cosmetic stores for credit card rewards?
Yes — Urban Decay codes as Cosmetic Stores (MCC 5977), so purchases here should earn bonus rewards on cards that offer a cosmetic stores category bonus.
Which credit card earns the most rewards at Urban Decay?
The best card depends on how Urban Decay codes. Since it uses MCC 5977 (Cosmetic Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.