Search merchants

Does Venmo
code as Finance?

Know exactly how your credit card will categorize a purchase at Venmo — before you tap.

Codes as expected
VisaMastercard
MCC Code
4829
Category
Wire Transfers / Money Orders
Reward Category
Finance
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

Search any merchant

PreSwipe has 2,000+ merchants in our database. Know before you tap.

Search PreSwipe →
What MCC code does Venmo use?
Venmo uses MCC 4829 — Wire Transfers / Money Orders. This is the four-digit Merchant Category Code assigned to Venmo by card networks and determines how your purchase is categorized for rewards.
Does Venmo count as wire transfers / money orders for credit card rewards?
Yes — Venmo codes as Wire Transfers / Money Orders (MCC 4829), so purchases here should earn bonus rewards on cards that offer a wire transfers / money orders category bonus.
Which credit card earns the most rewards at Venmo?
The best card depends on how Venmo codes. Since it uses MCC 4829 (Wire Transfers / Money Orders), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.