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PreSwipe  /  Merchants  /  Xcel Energy Colorado

Does Xcel Energy Colorado
code as Utilities?

Know exactly how your credit card will categorize a purchase at Xcel Energy Colorado — before you tap.

Codes as expected
VisaMastercard
MCC Code
4900
Category
Utilities - Electric, Gas, Sanitary
Reward Category
Utilities
Confirmed by
PreSwipe team
Best cards for Xcel Energy Colorado
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Xcel Energy Colorado use?
Xcel Energy Colorado uses MCC 4900 — Utilities - Electric, Gas, Sanitary. This is the four-digit Merchant Category Code assigned to Xcel Energy Colorado by card networks and determines how your purchase is categorized for rewards.
Does Xcel Energy Colorado count as utilities - electric, gas, sanitary for credit card rewards?
Yes — Xcel Energy Colorado codes as Utilities - Electric, Gas, Sanitary (MCC 4900), so purchases here should earn bonus rewards on cards that offer a utilities - electric, gas, sanitary category bonus.
Which credit card earns the most rewards at Xcel Energy Colorado?
The best card depends on how Xcel Energy Colorado codes. Since it uses MCC 4900 (Utilities - Electric, Gas, Sanitary), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.