MCC Code
8699
Category
Membership Organizations (Not Elsewhere Classified)
Reward Category
Nonprofit
Confirmed by
PreSwipe team
YMCA codes as non-profit membership organization, missing fitness or healthcare rewards
Best cards for YMCA
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does YMCA use?
YMCA uses MCC 8699 — Membership Organizations (Not Elsewhere Classified). This is the four-digit Merchant Category Code assigned to YMCA by card networks and determines how your purchase is categorized for rewards.
Does YMCA count as membership organizations (not elsewhere classified) for credit card rewards?
YMCA does not code as you might expect. It uses MCC 8699 (Membership Organizations (Not Elsewhere Classified)), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at YMCA?
The best card depends on how YMCA codes. Since it uses MCC 8699 (Membership Organizations (Not Elsewhere Classified)), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.