MCC Code
5815
Category
Digital Goods
Reward Category
Streaming
Confirmed by
PreSwipe team
iTunes and Apple Music code as digital goods 5815.
Best cards for Apple iTunes
Amex Blue Cash Preferred
6% back on streaming
6% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Everyday
3% back on streaming
3% back
Chase Sapphire Preferred
3x UR on streaming
3x UR
Chase Freedom Flex
3% back on streaming
3% back
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Search PreSwipe →Frequently asked questions
What MCC code does Apple iTunes use?
Apple iTunes uses MCC 5815 — Digital Goods. This is the four-digit Merchant Category Code assigned to Apple iTunes by card networks and determines how your purchase is categorized for rewards.
Does Apple iTunes count as digital goods for credit card rewards?
Apple iTunes does not code as you might expect. It uses MCC 5815 (Digital Goods), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Apple iTunes?
The best card depends on how Apple iTunes codes. Since it uses MCC 5815 (Digital Goods), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.