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Does Disney Plus
code as Streaming?

Know exactly how your credit card will categorize a purchase at Disney Plus — before you tap.

Codes unexpectedly
VisaMastercardAmexDiscover
MCC Code
5815
Category
Digital Goods
Reward Category
Streaming
Confirmed by
PreSwipe team
Codes as digital goods. No travel or dining bonus.
Amex Blue Cash Preferred
6% back on streaming
6% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Everyday
3% back on streaming
3% back
Chase Sapphire Preferred
3x UR on streaming
3x UR
Chase Freedom Flex
3% back on streaming
3% back

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What MCC code does Disney Plus use?
Disney Plus uses MCC 5815 — Digital Goods. This is the four-digit Merchant Category Code assigned to Disney Plus by card networks and determines how your purchase is categorized for rewards.
Does Disney Plus count as digital goods for credit card rewards?
Disney Plus does not code as you might expect. It uses MCC 5815 (Digital Goods), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at Disney Plus?
The best card depends on how Disney Plus codes. Since it uses MCC 5815 (Digital Goods), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.