MCC Code
5300
Category
Wholesale Clubs
Reward Category
Wholesale Clubs
Confirmed by
PreSwipe team
Best cards for BJ's Wholesale Club
Citi Double Cash
2% back on all purchases
2% back
BofA Customized Cash
2% back on grocery & wholesale
2% back
Costco Anywhere Visa
2% back on Costco purchases
2% back
Similar merchants
Search any merchant
PreSwipe has 2,000+ merchants in our database. Know before you tap.
Search PreSwipe →Frequently asked questions
What MCC code does BJ's Wholesale Club use?
BJ's Wholesale Club uses MCC 5300 — Wholesale Clubs. This is the four-digit Merchant Category Code assigned to BJ's Wholesale Club by card networks and determines how your purchase is categorized for rewards.
Does BJ's Wholesale Club count as wholesale clubs for credit card rewards?
BJ's Wholesale Club does not code as you might expect. It uses MCC 5300 (Wholesale Clubs), which may not trigger the bonus category you're hoping for. Always check your card's terms.
Which credit card earns the most rewards at BJ's Wholesale Club?
The best card depends on how BJ's Wholesale Club codes. Since it uses MCC 5300 (Wholesale Clubs), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.