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PreSwipe  /  Merchants  /  CATS Charlotte Area Transit

Does CATS Charlotte Area Transit
code as Transit?

Know exactly how your credit card will categorize a purchase at CATS Charlotte Area Transit — before you tap.

Codes as expected
VisaMastercard
MCC Code
4111
Category
Local and Suburban Commuter Passenger Transportation
Reward Category
Transit
Confirmed by
PreSwipe team
Best cards for CATS Charlotte Area Transit
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Chase Sapphire Reserve
3x UR on travel
3x UR
Chase Freedom Flex
3% back on transit
3% back
Wells Fargo Autograph
3x pts on travel
3x pts
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Frequently asked questions
What MCC code does CATS Charlotte Area Transit use?
CATS Charlotte Area Transit uses MCC 4111 — Local and Suburban Commuter Passenger Transportation. This is the four-digit Merchant Category Code assigned to CATS Charlotte Area Transit by card networks and determines how your purchase is categorized for rewards.
Does CATS Charlotte Area Transit count as local and suburban commuter passenger transportation for credit card rewards?
Yes — CATS Charlotte Area Transit codes as Local and Suburban Commuter Passenger Transportation (MCC 4111), so purchases here should earn bonus rewards on cards that offer a local and suburban commuter passenger transportation category bonus.
Which credit card earns the most rewards at CATS Charlotte Area Transit?
The best card depends on how CATS Charlotte Area Transit codes. Since it uses MCC 4111 (Local and Suburban Commuter Passenger Transportation), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.