MCC Code
4111
Category
Local and Suburban Commuter Passenger Transportation
Reward Category
Transit
Confirmed by
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Best cards for CATS Charlotte Area Transit System
Chase Freedom Unlimited
5% back on travel via Chase
5% back
Citi Custom Cash
5% back on top spend category (auto)
5% back
Amex Blue Cash Preferred
3% back on transit
3% back
Amex Green
3x MR on travel & transit
3x MR
Chase Sapphire Reserve
3x UR on travel
3x UR
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Search PreSwipe →Frequently asked questions
What MCC code does CATS Charlotte Area Transit System use?
CATS Charlotte Area Transit System uses MCC 4111 — Local and Suburban Commuter Passenger Transportation. This is the four-digit Merchant Category Code assigned to CATS Charlotte Area Transit System by card networks and determines how your purchase is categorized for rewards.
Does CATS Charlotte Area Transit System count as local and suburban commuter passenger transportation for credit card rewards?
Yes — CATS Charlotte Area Transit System codes as Local and Suburban Commuter Passenger Transportation (MCC 4111), so purchases here should earn bonus rewards on cards that offer a local and suburban commuter passenger transportation category bonus.
Which credit card earns the most rewards at CATS Charlotte Area Transit System?
The best card depends on how CATS Charlotte Area Transit System codes. Since it uses MCC 4111 (Local and Suburban Commuter Passenger Transportation), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.