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PreSwipe  /  Merchants  /  Harbor Freight Tools

Does Harbor Freight Tools
code as Retail?

Know exactly how your credit card will categorize a purchase at Harbor Freight Tools — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5251
Category
Hardware Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for Harbor Freight Tools
Citi Double Cash
2% back on all purchases
2% back
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Frequently asked questions
What MCC code does Harbor Freight Tools use?
Harbor Freight Tools uses MCC 5251 — Hardware Stores. This is the four-digit Merchant Category Code assigned to Harbor Freight Tools by card networks and determines how your purchase is categorized for rewards.
Does Harbor Freight Tools count as hardware stores for credit card rewards?
Yes — Harbor Freight Tools codes as Hardware Stores (MCC 5251), so purchases here should earn bonus rewards on cards that offer a hardware stores category bonus.
Which credit card earns the most rewards at Harbor Freight Tools?
The best card depends on how Harbor Freight Tools codes. Since it uses MCC 5251 (Hardware Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.