MCC Code
5712
Category
Furniture, Home Furnishings, and Equipment Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for IKEA
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does IKEA use?
IKEA uses MCC 5712 — Furniture, Home Furnishings, and Equipment Stores. This is the four-digit Merchant Category Code assigned to IKEA by card networks and determines how your purchase is categorized for rewards.
Does IKEA count as furniture, home furnishings, and equipment stores for credit card rewards?
Yes — IKEA codes as Furniture, Home Furnishings, and Equipment Stores (MCC 5712), so purchases here should earn bonus rewards on cards that offer a furniture, home furnishings, and equipment stores category bonus.
Which credit card earns the most rewards at IKEA?
The best card depends on how IKEA codes. Since it uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.