MCC Code
5712
Category
Furniture, Home Furnishings, and Equipment Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Best cards for West Elm
Citi Double Cash
2% back on all purchases
2% back
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Search PreSwipe →Frequently asked questions
What MCC code does West Elm use?
West Elm uses MCC 5712 — Furniture, Home Furnishings, and Equipment Stores. This is the four-digit Merchant Category Code assigned to West Elm by card networks and determines how your purchase is categorized for rewards.
Does West Elm count as furniture, home furnishings, and equipment stores for credit card rewards?
Yes — West Elm codes as Furniture, Home Furnishings, and Equipment Stores (MCC 5712), so purchases here should earn bonus rewards on cards that offer a furniture, home furnishings, and equipment stores category bonus.
Which credit card earns the most rewards at West Elm?
The best card depends on how West Elm codes. Since it uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.