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Does LOFT
code as Retail?

Know exactly how your credit card will categorize a purchase at LOFT — before you tap.

Codes as expected
VisaMastercardAmexDiscover
MCC Code
5621
Category
Women's Clothing Stores
Reward Category
Retail
Confirmed by
PreSwipe team
Citi Double Cash
2% back on all purchases
2% back

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What MCC code does LOFT use?
LOFT uses MCC 5621 — Women's Clothing Stores. This is the four-digit Merchant Category Code assigned to LOFT by card networks and determines how your purchase is categorized for rewards.
Does LOFT count as women's clothing stores for credit card rewards?
Yes — LOFT codes as Women's Clothing Stores (MCC 5621), so purchases here should earn bonus rewards on cards that offer a women's clothing stores category bonus.
Which credit card earns the most rewards at LOFT?
The best card depends on how LOFT codes. Since it uses MCC 5621 (Women's Clothing Stores), look for cards that offer bonus rewards in that category. Check the card recommendations above for the top options.